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Today, watching the news would be the most depressing thing to do. You’ll be carrying the weight of the world on your shoulders just knowing about the recent events happening in every country’s economy. Unemployment is quite high, food shortages, the price of fuel rising and disasters happening everywhere. Let’s focus on unemployment. You might be depressed while reading this. You might have just been laid off from work or you can’t find a job that suits you. However, you’re ashamed of landing an occupation that you consider puny, such as a clerk, a fast-food employee or even a maintenance crew. But why you are so ashamed to get such jobs is because you have a degree in something but can’t use it. There are reasons why you should take that blue collar job especially in today’s economic status, and here they are.

1.) Post, Post War Babies

The generation of yesterday were the Baby Boomers. Then came Generation X, who were the generation prior to the Internet-driven youth nowadays. The Baby Boomer generation are the parents of the Generation X, who were also the post-war babies. College degrees were seen as a privilege for rich kids, as much as videogames and swimming pools are. These two generations aspired to provide such to their children. Today, the graduates from the Generation X and the Internet youth complain about unemployment and won’t take blue collar jobs because their parents warned them that these were where they will end up when they don’t do well in school. The Baby Boomer generation only wanted the best for their children, but due to the high unemployment, the likelihood of getting into a job that requires your degree is rare. It’s best to face the facts and not be ashamed to work in a blue collar job that provides for you instead of complaining about having to study for many years and end up in such a job.

2.) Money

Today, prices go up and money’s value goes down. So does the workforce’s salary. Cost-cutting has led to the laying-off of many employees in every industry in every country. You need money, and starting a business will require capital. When you take a blue collar job, you know it’s not going to be enough to provide for your children and save for a business. But that’s the only rational step to take, even if you have a degree or even if you have children. The best thing to do is to cut on expenses and save what you can for future use. Having a spark will only light the flame, and that is better than having no spark at all.

3.) Competitiveness

Your educational degree is a lame armour against the millions of applicants you are competing with for one job title. Statistics show that there are around 3000 applicants for one job position nowadays. Even if the task did not require a degree in something, the employers will certainly choose those who have a degree. A blue collar job doesn’t require a degree, but still, employers will employ those who have a degree compared to those who don’t. The competitive side of job applications can always get you, and you cannot always count on luck. Making a beginning is always a choice. It is wiser to risk your shame and find a way to provide a job for yourself.

A lot of people complain about their lives being repetitive. Every single day is a work day and there’s no time to do anything else from 9-5. In reality, slowly this is becoming the real world for many people. Many people do not find anything more interesting. They finally have a stable job, have a happy family and are running a pretty great future. They work all their life without any more challenges to overcome. The truth is there are still challenges to overcome. Here are a few tips to make things interesting.

1.) Self-Improvement

Self improvement is the biggest challenge any person has to face. Anybody’s biggest enemy is themselves, and the only way to defeat them is to do the opposite of what is supposed to be done. If you find yourself lazy to do something, just do it regardless of what you body tells you. Improving yourself over these aspects is a daily challenge, and one that is a very worthy.

2.) Seeing New Sights.

Travelling is a great form of stress-relief. It also opens up the minds of many people to different perspectives in life. While you might be looking at your life as something that is too repetitive, seeing new sights will enable you to know more about the place and more about yourself. Have fun with new activities and festivities other than you, your family members, your workmates or your boss’ birthdays. Travelling with your family can make everything become a truly lovely experience that is quite new.

3.) Overcoming Past Problems

Now, you might have not been friends with math during your time in high school and college. During your idle times, try to work on math. Working on something that presented itself as the greatest threat you have is a great way to pass time. Not only do you get something new, but the achievement of conquering something very difficult is what can make your life much more interesting.

4.) Reading on Philosophy

Nobody can tell you the meaning of life, not even philosophy. But philosophy teaches you more about life. Philosophy is a great pastime, especially if you like reading. Have a go at Nietzche’s outlook about people and personality, Buddha’s central belief of life and Plato’s ideal society. Seeing through the eyes of famous people from the past can give you a new outlook as to how you look into your life.

5.) Conquering The Things You Fear

As mentioned earlier, the achievement of conquering something very difficult is very rewarding indeed. That goes to same for conquering the things you fear. You can have fun and the thrill of it all the same time. It is what you fear most that you find difficult to face, but being able to face them makes you a better person.

In unexpected times when clients are no longer able to earn money such as illness, accidents, or loss of job, clients do not have to fret over missed payments for their loans and debts. PPI or payment protection insurance makes the repayments in any of these cases. However, cases of mis sold PPI ahave been rampant and often times, clients are denied of their claim. There are many instances where PPI can be mis sold. Victims of mis sold PPI can file for a refund. It helps to seek assistance from ppi claims companies but be sure to deal with the one that prioritizes your interest.

If you missed payments for your mortgages and loans, you may be drowned in a sea of debts. However, with PPI or Payment Protection Insurance , you are saving yourself from such big disaster. However, since incidence of PPI mis selling has never fail to rise and has affected many customers, applying for the policy may be dreadful. Fortunately, PPI claims can be made by those people whose policies have been wrongly sold to them.

PPI is an insurance policy rendered by insurance providers, such as banks and loan companies, to cover payments of your loans and mortgages in the event you are no longer able to pay out. Incidents such as terrible accidents, serious sickness, or sudden loss of job may stop you from working. Without source of income, you may no longer be able to meet your payment obligation and PPI will come to your rescue.

A lot of complaints regarding mis-sold PPI have been brought to courts and clients definitely want every payment made to be returned. PPI mis selling can happen if clients were not informed about the inclusion and exclusion of the policy, they were told that it is a requirement before applying for mortgages and any loan products, and PPI is included in accounts and credit cards without asking permission from their clients. If you have experienced any of these cases, then you may be eligible to make PPI claims.

Any victim can reclaim PPI but it is going to be somewhat difficult and complicated. First of all, the claim must be valid. If the client has been paying for the last six years, then the PPI claim is considered valid. Old accounts or those accounts that have existed for more that six years can still make a claim though, but the chances of winning is reduced.

It helps to seek legal advice from claims’ management companies in dealing with PPI claims. These companies generally render their service for claimants to get a successful claim. However, there are those that may take a charge as a form of settlement fee of yet, they may take a big portion from the total amount of the claim. It is best to seek assistance from a company that can guarantee a full compensation claim without making any deduction from the total claim awarded. Claimants should know that their PPI claims should include every payment that they have made for the policy, including the interest added.